Why Gold Prices Are Changing Today?
- Global gold market trends
- US dollar movement
- Inflation concerns
- Domestic demand in India
- Import duty and GST
Gold Rates in Major Indian Cities (as of January 21, 2026)
Mumbai
24K: ₹1,57,920 (↑ ~₹6,960)
22K: ₹1,44,760 (↑ ~₹6,380)
(Often base rate; some reports show ₹1,54,800–₹1,55,100)
Chennai
24K: ₹1,54,800 – ₹1,55,460 (some per gram ~₹15,546)
22K: ₹1,41,900 – ₹1,42,500 (per gram ~₹14,250)
Delhi
24K: ₹1,54,950 – ₹1,57,680 (↑ ~₹5,040–₹6,980)
22K: ₹1,42,050 – ₹1,44,540 (↑ ~₹4,600–₹6,398)
Kolkata
24K: ₹1,54,800 – ₹1,57,710 (↑ ~₹6,950)
22K: ₹1,41,900 – ₹1,44,568
Hyderabad
24K: ₹1,54,800 – ₹1,58,170 (some reports highlight big jumps)
22K: ₹1,41,900 – ₹1,44,989
Key Drivers Today
- Global gold spot: ~$4,850/oz (up 1.8–2%+ daily).
- Geopolitical: US tariff escalations and trade war revival boosting safe-haven flows.
- Domestic: High festival/wedding demand spillover + rupee weakness.
- Outlook: Analysts see continued volatility; potential for more upside if global uncertainties persist, but corrections possible on profit-taking.
For the absolute latest or jeweler-specific quotes, consult official platforms (MCX, IBJA), bank apps, or local showrooms—prices change by the minute! Silver remains strong too, often mirroring gold’s momentum.
If planning a purchase/investment, compare across cities and consider digital gold options for lower making charges. Stay tuned—gold’s volatility is at peak levels!
Key Silver Investment Tips for 2026
- Use staggered/SIP approach: Don’t lump-sum at peaks. Buy on 8–10%+ dips (as advised by experts) to average costs amid volatility.
- Allocate wisely: Limit to 5–15% of portfolio (e.g., conservative: more gold-heavy; aggressive: 30–40% silver in metals portion). Pair with gold for balance.
- Long-term mindset: Treat as medium- to long-term (years, not months). Fundamentals support upside, but expect swings.
- Diversify exposure: Mix ETFs (core) with some physical if you want tangibility.
- Monitor drivers: Watch industrial demand (solar/EV news), global supply deficits, rupee movements, and geopolitical events.
- Risk management: Only invest what you can afford to hold through corrections. Avoid leverage unless experienced.
- Tax/Exit: In India, long-term capital gains (held >24 months) taxed at 12.5% (with indexation benefits in some cases); short-term as per slab.
- Not too late?: After big runs, experts say it’s high-risk/high-reward—fundamentals remain supportive, but patience through volatility is key. Some suggest it’s still asymmetric if deficits persist.
Silver’s momentum is strong in 2026, but it’s speculative—do your due diligence, consult a financial advisor, and align with your risk tolerance. For live prices or specific products, check MCX, NSE, or trusted platforms like Groww/Zerodha. Stay informed, as this market moves fast!
Tips for Buyers & Investors
Compare multiple jeweller rates before purchase — local taxes and making charges vary.
Consider market trends before buying, as prices can be volatile.
For trading/investment decisions, refer to live MCX and IBJA rates.